48.11
37.15
56.12
31.99
17.60
19.41
21.14
17.33
16.77
51.14
17.33
68.01
10.42
28.18
31.72
101.41
59.21
16.99
10.55
25.10
31.92
11.33
44.71
27.71
18.29
50.01
14.71
100.11
29.15
26.11
30.01
50.11
26.17
20.11
24.61
40.71
81.41
14.37
81.77
55.61
21.19
56.19
30.51
111.35
12.36
51.55
58.81
91.44
21.09
90.10
111.38
34.81
101.01
52.11
19.01
29.71
15.85
48.11
41.55
19.01
99.11
101.11
112.18

$ 111.35

Per OPT-IN User for a 180-day Data Rental Contract

Data Market:

Credit Karma

You can now safely rent out your Credit Karma data and financial information in the Data Markets.

About The “Credit Karma” Data Market: Data Stocks Inc will broker and rent out the user’s Credit Karma Authorized Data Points in order to convert data into money. With the user's input, the Credit Karma applications and sessions can generate the trade and financial information, such as credit scores, grade of factors (accounts, credit inquiries, public records), types of purchases, time of purchases, purchase prices, clicks, history, durations, frequency of use, geolocation, and other data points of interest.

Business Purpose: Trade and credit habits and activities can help businesses understand their customers, their competitors’ customers, and future customers. With these Authorized Data Points, businesses can determine if the Credit Karma app can be a strategic marketing channel, create business insights, and research area of interest to consider and/or forecast growth trends.

Time & Delivery: Data Stocks Inc will broker and rent out the user’s Credit Karma Authorized Data Points in order to convert data into money for a contractual period of 180 days, which equivalent of a 6-month contract. During this period, the user’s Credit Karma Authorized Data Points will be extracted and placed in a data rental platform where the requesting business or businesses use Big Data techniques and Business Intelligence (BI) software to view the data, without the ability to download that data for the user’s safety. The contract will continue if renewed. If not by the businesses’ data renters, the user’s Credit Karma Authorized Data Points will be deleted for the safety of the users.

AUTHORIZED DATA POINTS

Credit Scores
The Credit Karma credit scores associated with the user's account.
Grade of Factors
The grades for each factor contributing to user's Credit Karma credit score health, such as accounts, credit inquiries, public records, etc...
Type of Purchases
The types of purchases that the user makes during any Credit Karma session or interaction.
Types of Businesses
The types of businesses that the user interacts with during any Credit Karma session or transaction.
Times of Purchase
The times of purchases that the user makes during any Credit Karma session or interaction.
Purchase Prices
The price paid for the purchases that the user makes during any Credit Karma session or interaction.
Clicks
The clicks that the user inputs and the analysis produced by any Credit Karma session.
Device Type & Mode
The device and mode that user used in any Credit Karma session

OPT-INOnly

Credit Karma Data Points

Name	Description
Credit Scores	The Credit Karma credit scores associated with the user's account.
Grade of Factors	The grades for each factor contributing to user's Credit Karma credit score health, such as accounts, credit inquiries, public records, etc...
Type of Purchases	The types of purchases that the user makes during any Credit Karma session or interaction.
Types of Businesses	The types of businesses that the user interacts with during any Credit Karma session or transaction.
Times of Purchase	The times of purchases that the user makes during any Credit Karma session or interaction.
Purchase Prices	The price paid for the purchases that the user makes during any Credit Karma session or interaction.
Clicks	The clicks that the user inputs and the analysis produced by any Credit Karma session.
Device Type & Mode	The device and mode that user used in any Credit Karma session
Geolocation	The named places and geo coordinates where and when the Credit Karma applications or sessions are or where active.
History	Any historical browsing activity with the agreed parameters of the Credit Karma applications and/or sessions.
Friends	he number of Friends and associates in the Credit Karma network.
Posts and Shares	Posts, Shares or messages to a Credit Karma account or with the Credit Karma account.
Duration	The Time Duration of each Credit Karma Session
Frequency of Use	The frequency the Credit Karma applications are activated by user.

BANNED DATA POINTS

First Name
Anonymization: The First Name of the user will be removed upon detection.
Last Name
Anonymization: The Last Name of the user will be removed upon detection.
Emails
The Emails of the user or associated contacts from Credit Karma sessions or applications will not be shared nor displayed in a rental environment.
Phone Numbers
The Phone Number of the user or associated contacts from Credit Karma sessions or applications will not be shared nor displayed in a rental environment.
Physical Addresses
The Physical Address of the user from Credit Karma sessions or applications or associated contacts will not be shared nor displayed in a rental environment.
Billing Information
If any billing information is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Security Codes
If a credit/debit card security code is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Verification Number
f a credit/debit card verification number is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.

Credit Karma Data Points

Name	Description
First Name	Anonymization: The First Name of the user will be removed upon detection.
Last Name	Anonymization: The Last Name of the user will be removed upon detection.
Emails	The Emails of the user or associated contacts from Credit Karma sessions or applications will not be shared nor displayed in a rental environment.
Phone Numbers	The Phone Number of the user or associated contacts from Credit Karma sessions or applications will not be shared nor displayed in a rental environment.
Physical Addresses	The Physical Address of the user from Credit Karma sessions or applications or associated contacts will not be shared nor displayed in a rental environment.
Billing Information	If any billing information is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Security Codes	If a credit/debit card security code is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Verification Number	f a credit/debit card verification number is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Passwords	If passwords is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Illegal Material	If illegal material is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.
Social Security	DELETE: The social security number related to the user will be deleted upon detection.
Pornographic Material	If pornographic material is found in the user's account, then it will be deleted upon detection and it will not be shared nor displayed in a rental environment.

OPT-INOnly

OPT-IN

OPT-OUT

About Data Points: Your privacy, satisfaction, and money-making data is important to us. Thus, each data stock in the data markets will have a unique list of Authorized Data Points and Banned Data Points in order for the app users and Data Stocks Inc to safely rent out data and make money. Authorized Data Points are data points that will be shared in the data deals in order to produce money for you and Data Stocks Inc. Banned Data Points are data points that will be avoided, delete if accidently collected, and/or will be denied from any data deals. Policies, Agreements, and Restrictions will apply. Please review them if you have any further inquiries. No claim is made to the exclusive right to use "Credit Karma" apart from the mark as shown.